skarbfolio
Open app
Getting Started
  • What is Skarbfolio?
  • Signing in
  • Adding your first account
Accounts
  • How to add an account
  • How to edit or rename an account
  • How to archive an account
  • Zero-balance vs. archived accounts
Holdings & Transactions
  • How to add a holding
  • How to add a transaction
  • How to edit or delete a transaction
  • How to archive a holding
  • Editing a custom asset
  • Setting up a dividend schedule
  • Interest on a cash balance
Importing Data
  • Importing from Interactive Brokers
  • Importing from an XLSX spreadsheet
Asset Types
  • Tracking stocks
  • Tracking government bonds
  • A bond that isn't in the catalog
  • Polish savings bonds
  • Tracking crypto addresses
  • Custom assets
Activity & Income
  • Understanding the Activity feed
  • How income is calculated
Analytics
  • Reading Analytics
  • How net worth and charts are calculated
Settings
  • Connecting Interactive Brokers for one-click sync
  • Using the MCP connector
  • Billing & subscription
  • Changing language and currency
  • Debt payment reminders
  • Changing the theme
  • Deleting your account
Help & FAQ

How net worth and charts are calculated

Your net worth is the sum of every non-archived holding across every account, converted to your base currency using current exchange rates.

  • The chart on Overview plots net worth over time, using the value of your holdings on each historical date.
  • The chart's scale automatically fits the visible time range, so small fluctuations remain readable even when your overall balance is large.
  • Archived accounts and holdings are excluded from the current total but their historical contribution up to the archive date is preserved in the chart.

If a number looks off, check that every holding has an up-to-date price and that your base currency is set correctly.